Terms & Conditions

3 November 2023 ("Date Last Revised")

Please review these Terms of Use of Dexter (the "Terms") carefully, as they set forth legally binding terms and conditions between you and the Company (as defined below) that govern your access and/or use of: (a) the website located at https://dexter.zone/ (the "Website"); (b) the Dexter Smart Contracts (as defined below); and (c) the Persistence Chain (as defined below) on which the Dexter Smart Contracts (as defined below) are deployed, including related trademarks, and other intellectual property, whether such access and/or use is via (i) the Website ("Website Access") or (ii) command line, locally installed programs, Software Development Kits ( "SDK"), software code and blockchain and smart contract explorers (collectively "Direct Access"). These Terms are to be read together with the provisions set forth in our privacy policy found at [Privacy Policy] ("Privacy Policy").


For purposes of these Terms, the Website, the Dexter Smart Contracts and Persistence Chain shall be collectively referred to as "Dexter". By accessing and/or using Dexter, you ("you" or the "User") agree to these Terms on behalf of yourself and any entity you represent, and you represent and warrant that you have the right and authority to do so.


Dexter is not intended for (a) access and/or use by Excluded Persons (as defined below); or (b) access and/or use by any person or entity in, or accessing or using the Website from, an Excluded Jurisdiction. Accordingly, Excluded Persons (as defined below) should not access and/or use Dexter.


The Website is owned and operated by Vincere OpCo Ltd. ("Company"), an entity formed under the laws of the British Virgin Islands and the Dexter Smart Contracts (as defined below) are copyrighted works belonging to the Company and/or its Affiliate(s) (each of User and Company, a "Party", and collectively, the "Parties").


You acknowledge that you shall be deemed to have accepted these Terms by accessing and/or using Dexter–whether by Website Access or Direct Access.


Company reserves the right to change these Terms in its sole discretion from time to time. The "Date Last Revised" specified on these Terms indicates the date on which the Terms were last changed. You will be notified of those changes and given the opportunity to review and accept the updated Terms when you next access and/or use Dexter. Your acceptance of, and/or your continued access and/or use of Dexter following notice of, the updated Terms shall indicate your acknowledgement of, and agreement to be bound by, such the updated Terms.


1. Overview of Dexter


1.1 Dexter has been developed by Company to enable Users to undertake any one or more of the following ("Dexter Activities"):


(a) effect Token Swaps (as defined below) of digital assets supported by Dexter ("Dexter Supported Tokens") on the Persistence Chain and across other IBC-enabled blockchains ("Dexter Supported Blockchains") on a non-custodial basis;


(b) provide liquidity ("Liquidity Provision") in respect of Dexter Supported Token pairs and/or compositions of more than two Dexter Supported Tokens (as the case may be) (collectively, "Liquidity Token Composition") by way of :


(i) transfer of such Liquidity Token Composition to a Dexter Supported Blockchain address associated with a liquidity pool smart contract ("Liquidity Pool") which is a part of the Dexter Smart Contracts designated for non-custodial holding of Dexter Supported Token pairs with a view to providing liquidity to facilitate other Users' Token Swaps; and


(ii) in return, receive Liquidity Pool tokens ("LP Tokens") representing the proportion of overall liquidity contributed by User in the respective Liquidity Pool, which LP Tokens may be used in conjunction with other composable features or platforms; and


(c) effect Liquidity Provision through single-sided liquidity provision – whereby a User who wishes to apportion the relevant proportion of such User's Dexter Supported Token(s) (of a single type) to be swapped for another Dexter Supported Token-type using Token Swap in order to compose the relevant Liquidity Token Composition for the relevant Liquidity Pool – can do so in a seamless manner using the single-sided liquidity provision function on Dexter; and


(d) such other functions or features as may be provided through Dexter.


1.2 Dexter enables Users to undertake Dexter Activities through the use of use of smart contracts comprising computer code written based on various blockchain standard and programming languages (collectively, "Dexter Smart Contracts") developed and published by Company or its Affiliate(s) at Dexter's official Github page ("Github Page").


1.3 For purposes of these Terms:


(a) "Affiliates" of an entity means the owners, directors, officers, employees, advisors, and agents of such entity and companies in which such entity has an interest;


(b) "Persistence Chain" means the blockchain known as Persistence Core-1 chain developed based on the Cosmos SDK;


(c) "Dexter Documentation" means the document repository accessible at https://docs.dexter.zone and all its associated links;


(d)"IBC" means the Inter-Blockchain Communication Protocol; and


(e)"Supported Wallet" in relation to Dexter, means such digital wallet of User as may be supported by Dexter;


(f)"Token Swap" refers to the function on Dexter which enables a user to swap one Dexter Supported Token with another from the liquidity provided in the relevant Liquidity Pool;


a reference to:


(a) a "person" includes a reference to any individual, body corporate, unincorporated association or partnership;


(b) an agreement or other document is a reference to that agreement or document as from time to time supplemented or amended;


(c) the masculine gender includes the feminine and neuter genders and vice versa;


(d) the singular includes the plural and vice versa; and


(e) any law or regulation is a reference to that law or regulation as amended from time to time and, where the same has been repealed, to any re-enactment or replacement of the same.


1.4 Website Access


(a) The Website is a user interface designed by Company to facilitate use of the Dexter Smart Contract by providing a user-friendly interface to access and/or use the Dexter Smart Contracts, although the Dexter Smart Contracts are also accessible / can be used via Direct Access. Company may modify or discontinue support for the Website at any time, in its sole discretion.


(b) You are hereby granted a non-exclusive, non-transferable, revocable, limited licence to electronically access and use the Website in the manner described in these Terms. You do not have the right, and nothing in these Terms shall be construed as granting you the right, to sub-license any rights in connection with the access and/or use of the Website. Company may revoke or terminate this licence at any time if you use, or attempt to use, the Website in a manner prohibited by these Terms, or if your rights under these Terms are terminated pursuant to Section 7.


1.5 Direct Access. With the necessary technical expertise, it is possible for a User to generate transaction messages to interact with the Dexter Smart Contracts via Direct Access directly without use of the Website. Company is not involved in and has no oversight of any Direct Access and expressly disclaims all responsibility, and User acknowledges that Company and its Affiliates shall have no responsibility for any loss occasioned to a User by or attributable to Direct Access.


1.6 Dexter Smart Contracts.


(a) Company has led the development of and has deployed ("Deployment") the Dexter Smart Contracts on the Persistence Chain.


(b) Apart from Website Access and Direct Access, the Dexter Smart Contracts may also be accessible now or in the future through other applications built on the Persistence Chain. On Deployment, the Dexter Smart Contracts hold no digital assets.


(c) The Dexter Smart Contracts are open-source software accessible at the Github Page, and are maintained and modifiable by the Company (and/or its Affiliates). You agree that save for the right to access and/or use the Dexter Smart Contracts on the terms expressly provided herein, you shall not acquire and/or own any legal right, title and/or interest in the Dexter Smart Contracts or any intellectual property rights associated thereto, which shall be wholly owned by the Company (and/or its Affiliates).


1.7 Transaction Fees.


(a) Transaction fees ("Transaction Fees") shall be chargeable to a User for certain Dexter-related transactions (each, a "Dexter Transaction") – whether in relation to Token Swap or in relation to Liquidity Provision or creation of pools on Dexter – whether executed through the Dexter Smart Contracts, or otherwise. Please refer to the Website or the Dexter Documentation for the relevant fees which may change from time to time.


(b) User hereby consents to such fees being debited from such User's Dexter Supported Blockchain-compatible wallet that such User connects to the Dexter Smart Contracts for purposes of effecting a Dexter Transaction, at the time such Dexter Transaction is processed. Similar transaction fees may also be levied on Users accessing and using the Dexter Smart Contracts via Direct Access.


(c) Such Transaction Fees may be subject of variation through on-chain governance with such variation implemented by Company via variations to the Dexter Smart Contracts.


(d) Non-circumvention. You agree not to do anything, including the use of any technology such as virtual private networks (VPN) for the purposes of circumventing these Terms.


(e) Sole and exclusive use of IP address: You shall not use another person’s IP address and neither will you allow another person to use your IP address associated with your use of Dexter. You hereby declare and represent that the IP address associated with your use of Dexter is unique and exclusive to you and shall remain as such.


2. Using Dexter


2.1 Token Swaps


(a) Token Swaps may be effected via the "Swap" feature accessible through the Website or Direct Access;


(b) A User accessing and/or using Dexter to effect Token Swaps is deemed to have read and understood the Dexter Documentation, and acknowledges and accepts all risks and fees relating to Token Swaps, including but not limited to:


(i) all Transaction Fees incurred in connection with Token Swaps;


(ii) risks associated with slippage and/or lack of liquidity available on Dexter; and


(iii) technological risks associated with blockchain technology, smart contracts, on which Dexter is developed, which may be subject of potential hacks, exploits and compromise (including risks associated with third-party integrations available for use in association with Dexter e.g. Keplr).


The Company and its Affiliates shall have no responsibility for any loss occasioned to such User who shall have no claim against Company and its Affiliates in respect thereof.


2.2 Liquidity Provision & Farming.


(a) User may effect Liquidity Provision in respect of Dexter Supported Token pairs and earn rewards in respect of such Liquidity Provision through the "Pool" feature accessible via Website Access or Direct Access;


(b) A User accessing and/or using Dexter for Liquidity Provision is deemed to have read and understood the Dexter Documentation, and acknowledges and accepts all risks and fees relating to Liquidity Provision, including but not limited to:


(i) all Transaction Fees incurred in connection with Token Swaps;


(ii) risks associated with slippage and/or lack of liquidity available on Dexter;


(iii) risks associated with impermanent loss, loss of opportunity, and/or token-exchange rate loss relative to User's position before and after Liquidity Provision; and


(iv) technological risks associated with blockchain technology, smart contracts, on which Dexter is developed, which may be subject of potential hacks, exploits and compromise (including risks associated with third-party integrations available for use in association with Dexter e.g. Keplr).


The Company and its Affiliates shall have no responsibility for any loss occasioned to such User who shall have no claim against Company and its Affiliates in respect thereof.


3. Representations and Warranties


3.1. In accessing and/or using Dexter and/or connecting a Supported Wallet to Dexter, User makes the following representations and warranties:


(a) User is at least eighteen (18) years of age, and has the full right, power and authority to access and/or use the Interface (including the tools made available via the Interface), and to enter into and comply with these Terms;


(b) User is not prohibited and/or restricted under the laws of any jurisdiction applicable to User from accessing and/or using the Interface, and/or from using the Supported Wallet in connection with User's use of Dexter;


(c) User is compliant with all laws of any jurisdiction applicable to User in relation to User's access and/or use of Interface and acknowledges and agrees that the Dexter Group is not liable for User's compliance or non-compliance with any such laws;


(d) User is not an Excluded Person (as defined below), and User is not accessing and/or using Dexter from an Excluded Jurisdiction (as defined below);


(e) User has not had User's access or use of Dexter previously terminated or revoked for any reason whatsoever;


(f) User will not, and will not attempt to, authorize anyone other than User to access and/or use Dexter using a Supported Wallet owned by User, or otherwise engage in Prohibited Use (as defined below) of such Supported Wallet;


(g) User is the legal and beneficial owner of, or is authorized by the owner of the Supported Wallet to hold and/or deploy, the Dexter Supported Token; and


(h) User is knowledgeable in using and evaluating blockchain technologies and related blockchain-based digital assets, including Dexter, Dexter Supported Tokens and Supported Wallets, and User has evaluated and understand the use of Dexter and has not relied on any information, statement, representation, or warranty, express or implied, made by or on behalf of Dexter Group with respect to Dexter whether as regards the suitability, reliability, security or otherwise of Dexter and/or Dexter Smart Contracts.


Each and all of User's above representations and warranties are true, complete, accurate and not misleading from the time of User's acceptance of these Terms and are deemed repeated each time User uses the Interface.


3.2 By accessing and/or using Dexter, User acknowledges and accepts that the Dexter Group shall not be liable to User for the deployment and maintenance of Dexter and/or any malfunction thereof.


3.3 Company may, in its sole discretion, modify or discontinue support for Dexter and/or access to the Dexter Smart Contracts at any time.


3.4 User shall be responsible for obtaining the data network access necessary to use and/or access Dexter, and for acquiring compatible hardware or device necessary to access and use Dexter and any updates thereto.


3.5 Use of Dexter may be disrupted as a result of malfunction and/or delays which are inherent to the use of the internet and electronic communications, and User agrees that the Dexter Group shall not be responsible for any such disruption, malfunction and/or delay, and any loss which may arise therefrom.


3.6 The Website and its contents are our property or the property of our licensors and are protected by copyright, trademark, patent and other applicable laws. User is permitted to download and print content from the Website solely for such User's own personal use to the extent required to access and use the tools and information made available via the Website. Unless with our prior written consent, the Website and its contents must not be reproduced, modified, redistributed or otherwise used for any other reason.


3.7 User shall not modify, adapt or hack the Website and/or Dexter, or modify any other website and/or protocol so as to falsely imply that such other website and/or protocol is associated with the Website and/or Dexter and/or its Affiliates (as defined below) in any way. User shall not crawl, scrape, cache or otherwise access any content from the Website via automated means, and User shall not use automated data collection, data mining, robots or any other data gathering methods of any kind on the Website and/or Dexter.


3.8 User may, through hyperlinks displayed on the Website, gain access to websites operated by persons other than Dexter. Such hyperlinks are displayed only for User's convenience, and we assume no responsibility for the use of any third-party software or other materials on the Website.


4. Excluded Person and Excluded Jurisdiction


For purposes of these Terms:


4.1 "Excluded Jurisdiction" means any of the following jurisdictions:


4.1.1 the United States of America and its territories and possessions (collectively "United States");


4.1.2 the People's Republic of China;


4.1.3 a jurisdiction identified by the Financial Action Task Force (FATF) for strategic AML/CFT deficiencies and included in FATF's listing of "High-risk and Other Monitored Jurisdictions" accessible at http://www.fatf-gafi.org/publications/high-risk-and-other-monitored-jurisdictions (as may be updated from time to time); and/or


4.1.4 a jurisdiction in which Dexter and the use of which are prohibited or would be subject of licensing, permissions or approvals.


4.2 "Excluded Persons" refers to the following:


4.2.1 a person who is:


(a) a citizen of an Excluded Jurisdiction (which for purposes of this Section 6.2.1(a) shall not include United States);


(b) domiciled in, resident of, or physically present / located in an Excluded Jurisdiction;


4.2.2 a body corporate:


4.2.2.1 which is incorporated in, or operates out of, an Excluded Jurisdiction; or


4.2.2.2 which is under the control of one or more individuals who is/are citizen(s) of, domiciled in, residents of, or physically present / located in, an Excluded Jurisdiction;


4.2.3 an individual or body corporate accessing and/or using Dexter from within an Excluded Jurisdiction;


4.2.4 an individual or body corporate included in United Nations Consolidated List (accessible at https://www.un.org/securitycouncil/content/un-sc-consolidated-list);


4.2.5 an individual or body corporate which is otherwise prohibited or ineligible in any way, whether in full or in part, under any laws applicable to such individual or body corporate from accessing and/or using Dexter; and/or


4.2.6 a U.S. person.


4.3 "U.S. person" means:


4.3.1 any natural person resident in the United States;


4.3.2 any partnership or corporation organized or incorporated under the laws of the United States;


4.3.3 any estate of which any executor or administrator is a U.S. person;


4.3.4 any trust of which any trustee is a U.S. person;


4.3.5 any agency or branch of a foreign entity located in the United States;


4.3.6 any non-discretionary account or similar account (other than an estate or trust) held by a dealer or other fiduciary for the benefit or account of a U.S. person;


4.3.7 any discretionary account or similar account (other than an estate or trust) held by a dealer or other fiduciary organized, incorporated, or (if an individual) resident in the United States;


4.3.8 any partnership or corporation if:


(a) organized or incorporated under the laws of any foreign jurisdiction; and


(b) formed by a U.S. person principally for the purpose of investing in securities not registered under the Act, unless it is organized or incorporated, and owned, by accredited investors (as defined in Regulation D of the Securities Act of 1933 of the United States of America) who are not natural persons, estates or trusts; and


4.3.9 any citizen of United States who is a military personnel of United States who is not resident in or outside of the United States,


but does not include :


4.3.10 any discretionary account or similar account (other than an estate or trust) held for the benefit or account of a non-U.S. person by a dealer or other professional fiduciary organized, incorporated, or (if an individual) resident in the United States;


4.3.11 any estate of which any professional fiduciary acting as executor or administrator is a U.S. person if:


(a) an executor or administrator of the estate who is not a U.S. person has sole or shared investment discretion with respect to the assets of the estate; and


(b) the estate is governed by foreign law;


4.3.12 any trust of which any professional fiduciary acting as trustee is a U.S. person, if a trustee who is not a U.S. person has sole or shared investment discretion with respect to the trust assets, and no beneficiary of the trust (and no settlor if the trust is revocable) is a U.S. person;


4.3.13 an employee benefit plan established and administered in accordance with the law of a country other than the United States and customary practices and documentation of such country;


4.3.14 any agency or branch of a U.S. person located outside the United States if:


(a) agency or branch operates for valid business reasons; and


(b) the agency or branch is engaged in the business of insurance or banking and is subject to substantive insurance or banking regulation, respectively, in the jurisdiction where located; and


4.3.15 The International Monetary Fund, the International Bank for Reconstruction and Development, the Inter-American Development Bank, the Asian Development Bank, the African Development Bank, the United Nations, and their agencies, affiliates and pension plans, and any other similar international organizations, their agencies, affiliates and pension plans.


5. Prohibited Use


User shall not, directly or indirectly:


5.1 access and/or use Dexter:


5.1.1 in violation of any law, rule, or regulation of any jurisdiction that is applicable to User; and/or


5.1.2 in violation or breach of these Terms and/or any other document from time-to-time governing User access and/or use of Dexter;


5.2 permit others to access Dexter through User's wallet or a blockchain address User controls or otherwise engage in transactions using Dexter for any person other than the wallet owner;


5.3 disrupt, interfere with, or otherwise adversely affect the normal flow or function of Dexter or otherwise act in a manner that may negatively affect other users' experience when using Dexter, and User shall not take advantage of software vulnerabilities and any other act that intentionally abuses or exploits the design and functions of Dexter;


5.4 engage in, or knowingly facilitate, any fraudulent, deceptive, or manipulative transaction activity in connection with User's use of Dexter;


5.5 engage in, or knowingly facilitate, any money laundering, terrorist financing, or other illegal activities using Dexter;


5.6 access or attempt to access non-public systems, programs, data, or services using Dexter;


5.7 copy, reproduce, republish, upload, post, transmit, resell, or distribute in any way, any data, content, or any part of Dexter except as expressly permitted by applicable laws; and


5.8 reverse engineer or attempt to reverse engineer Dexter except as expressly permitted by applicable law,


(collectively, "Prohibited Uses").


6. Waivers


6.1 User agrees and acknowledges that neither Dexter nor any of our Affiliates (as defined below) shall be liable to User for any direct, indirect, special, incidental, consequential or other losses of any kind, in tort, contract or otherwise (including but not limited to loss of revenue, income or profits, and loss of use or data), arising out of or in connection with User's access and/or use of Dexter.


6.2 User undertakes not to initiate or participate, and waives the right to participate in, any class action lawsuit or a class-wide arbitration against Dexter and/or our Affiliates in relation to User's access and/or use of Dexter.


6.3 By accepting these Terms, User waives all rights, claims and/or causes of action (present or future) under law (including any tortious claims) or contract against the Dexter Group and its Affiliates in connection with User's access and/or use of Dexter.


7. Termination


7.1 These Terms shall remain in full force and effect and be legally binding on User for so long as User accesses and/or uses Dexter.


7.2 The Dexter Group may restrict, suspend and/or terminate User's access and/or use of Dexter at any time for any reason and to such extent at Dexter Group's sole discretion.


7.3 Neither the Company nor any of our Affiliates will have any liability whatsoever to User for any such restriction, suspension and/or termination or for any action taken by the Company and/or any of our Affiliates to implement such restriction, suspension and/or termination which can include blacklisting User's Supported Wallet which User uses to access and/or use Dexter.


7.4 Sections 3 to 10 of these Terms shall remain in effect in favour of the Company and its Affiliates (as the case may be) notwithstanding any such restriction, suspension and/or termination.


8. Disclaimer


8.1 In accessing and/or using Dexter, User acknowledges and agrees that:


8.1.1 DEXTER IS PROVIDED ON AN "AS-IS" AND "AS AVAILABLE" BASIS BY THE COMPANY, AND THE DEXTER GROUP EXPRESSLY DISCLAIMS ANY AND ALL REPRESENTATIONS, WARRANTIES AND/OR CONDITIONS OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING ALL WARRANTIES OR CONDITIONS OF MERCHANTABILITY, MERCHANTABLE QUALITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, QUIET ENJOYMENT, ACCURACY, OR NON-INFRINGEMENT.


8.1.2 THE DEXTER GROUP HAS NOT MADE AND MAKES NO REPRESENTATION, WARRANTY AND/OR CONDITION OF ANY KIND THAT DEXTER WILL MEET USER'S REQUIREMENTS, WILL BE AVAILABLE ON AN UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE BASIS, OR WILL BE ACCURATE, RELIABLE, FREE OF VIRUSES OR OTHER HARMFUL CODE, COMPLETE, LEGAL, OR SAFE.


8.1.3 NEITHER DEXTER NOR ANY OF ITS AFFILIATES IS USER'S BROKER, AGENT, TAX OR LEGAL ADVISOR, AND HAS NO FIDUCIARY RELATIONSHIP WITH OR OBLIGATION TO USER. NO COMMUNICATION OR INFORMATION PROVIDED BY DEXTER OR ANY OF ITS AFFILIATES IS INTENDED AS OR SHALL BE CONSTRUED AS INVESTMENT, FINANCIAL, TAX, LEGAL OR ANY OTHER KIND OF ADVICE. THE DEXTER GROUP SHALL NOT BE LIABLE FOR ANY DECISIONS USER MAKES TO ACCESS AND/OR USE DEXTER.


8.1.4 TO THE EXTENT THAT APPLICABLE LAW REQUIRES OR IMPOSES ANY REPRESENTATION, WARRANTY AND/OR CONDITION WITH RESPECT TO USER'S ACCESS AND/OR USE OF DEXTER, ALL SUCH REPRESENTATION, WARRANTY AND/OR CONDITION ARE LIMITED IN DURATION TO NINETY (90) DAYS FROM THE DATE OF FIRST ACCESS AND/USE BY USER OF DEXTER.


8.2 THE DEXTER GROUP DOES NOT ENDORSE ANY THIRD PARTY AND SHALL NOT BE RESPONSIBLE IN ANY WAY FOR ANY TRANSACTIONS YOU ENTER INTO WITH ANY OTHER THIRD PARTY.


8.3 YOU ACKNOWLEDGE AND AGREE THAT NEITHER THE COMPANY NOR ANY OF ITS AFFILIATES WILL BE LIABLE TO YOU FOR ANY LOSS OR DAMAGES OF ANY SORT INCURRED AS THE RESULT OF ANY INTERACTIONS BETWEEN YOU AND ANY THIRD PARTY.


9. Limitation of Liability


9.1 TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL DEXTER AND/OR ANY OF OUR AFFILIATES BE LIABLE TO USER OR ANY THIRD PARTY FOR ANY LOST PROFITS, LOST DATA, OR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES ARISING OUT OF USER'S ACCESS AND/OR USE OF DEXTER, EVEN IF THE COMPANY AND/OR ANY OF ITS AFFILIATES HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.


9.2 USER'S ACCESS TO AND/OR USE OF DEXTER IS AT USER'S OWN DISCRETION AND RISK, AND USER WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO USER'S DEVICE OR COMPUTER SYSTEM, OR LOSS OF DATA RESULTING THEREFROM.


9.3 NEITHER THE COMPANY NOR ANY OF ITS AFFILIATES SHALL BE LIABLE TO USER FOR ANY LOSS OR DAMAGE ARISING OUT OF USER'S FAILURE TO KEEP USER'S PRIVATE KEYS OR LOGIN CREDENTIALS TO USER'S WALLET SECURE OR ANY OTHER UNAUTHORIZED ACCESS TO OR TRANSACTIONS INVOLVING USER'S WALLET.


9.4 TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, THE LIABILITY OF THE COMPANY AND/OR ANY OF OUR AFFILIATES TO USER FOR ANY CLAIM BY USER FOR DAMAGES ARISING FROM OR RELATED TO USER'S ACCESS AND/OR USE OF DEXTER:


(a) WHETHER PURSUANT TO THESE TERMS; AND/OR


(b) WHETHER FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION,


WILL AT ALL TIMES BE LIMITED TO A MAXIMUM OF USD100. THE EXISTENCE OF MORE THAN ONE CLAIM BY USER WILL NOT ENLARGE THIS LIMIT.


10. Indemnification


10.1 User shall indemnify and hold the Company and/or any of our Affiliates, each of their respective employees, officers, directors and representatives (collectively, "Indemnified Party"), harmless, including costs and attorneys' fees, from any loss, claim or demand made due to or arising out of:


10.1.1 User's access and/or use of Dexter;


10.1.2 User's violation of these Terms; and


10.1.3 User's violation of laws or regulations applicable to User's access and/or use of Dexter.


10.2 The relevant Indemnified Party reserves the right, at User's expense, to assume the exclusive defence and control of any matter for which User is required to provide indemnification, and User agrees to cooperate in the defence of these claims. User shall not settle any matter without the prior written consent of the relevant Indemnified Party. The relevant Indemnified Party will use reasonable efforts to notify User of any such claim, action or proceeding upon becoming aware of it.


11. Tax Implications


User is solely responsible for determining the tax implications and tax reporting requirements associated with transactions User engages in using Dexter, and for paying any applicable taxes in each applicable jurisdiction. Neither Dexter nor any of our Affiliates shall be responsible for determining whether there are tax implications in connection with transactions involving User's use of Dexter, for reporting any such transactions, or for paying any applicable taxes.


12. Potential Risks Associated with Use of Dexter


User acknowledges and agrees to the following:


12.1 Dexter allows User access to the Dexter Smart Contract to engage in aforementioned activities on User's own account and at User's own risk.


12.2 Trading digital assets and/or providing liquidity of the same entails a high financial risk. User has necessary experience and knowledge to understand the risks involved. User should carefully assess User's financial circumstances and risk tolerance and where appropriate, seek third party financial advice before engaging in the aforementioned activities.


12.3 Nothing in these Terms or the Website shall be construed as:


12.3.1 financial or investment advice. We do not provide any view on the merits of any particular investment. Any information provided is for educational purposes and to keep investors informed of prices, ranges, and volatility of digital assets and derivatives thereof. No person in the Dexter Group acts as your broker, intermediary, agent or advisor in any capacity; and


12.3.2 any marketing, promotion or offer for any product or investment to User or any third party. User shall be solely responsible for any losses, damages or costs resulting from User's reliance on any data or information on the Website or otherwise. User shall be responsible for User's decisions relating to Dexter which are User's own.


12.4 Like all software, Dexter may be subject to exploits, accordingly, neither the Company nor any of its Affiliates shall be responsible to User any such exploits or loss to User as a result of such exploits, whether foreseeable or not.


12.5 While the Company has taken a number of precautions to ensure the security of Dexter including obtaining third-party security audits, the technology constituting Dexter, and their interaction, is relatively new and it is not possible to guarantee that the code is completely free from bugs or errors.


12.6 User accepts all risks that arise from User's access and/or use of Dexter, including and not limited to, the risk of any of Dexer Supported Tokens being lost due to a failure or exploit of Dexter.


12.7 User is solely responsible for securing the private keys associated with any Supported Wallet which User uses when accessing and/or using Dexter.


12.8 User understands that anyone who obtains User's private keys to User's Supported Wallet and/or access to User's device containing such private keys, may access User's Supported Wallet controlled with those private keys with or without User's authorisation and may transfer any Dexter Supported Tokens accessible through User's Supported Wallet.


12.9 In choosing to access and/or use Dexter, User does so on User's own initiative and at User's own risk, and User is responsible for complying with all applicable local laws, rules and regulations relating to User's access and/or use of Dexter.


12.10 Support for the Dexter may be modified or discontinued at any time in Dexter Group's sole discretion.


12.11 In the event of a change in the operating rules or other features of the relevant code ("Fork") that may result in more than one version of a network ("Forked Network") and more than one version of a digital asset ("Forked Asset"), Dexter may not support activity related to any Forked Assets. Forked Networks and the available supply of any Forked Assets are wholly outside Dexter Group's control. In the event of a Fork, Dexter Group may temporarily suspend certain services on the Website (with or without advance notice to User) while it is determined which Forked Network(s) to support. Dexter Group shall not be responsible for a lack of support for any Forked Asset.


12.12 By using Dexter, User is using Dexter "as is" and "as available" with no representations or warranties whatsoever. To the maximum extent permitted by law, neither the Company nor any of its Affiliates makes any express or implied representations and warranties, including implied representations or warranties of accuracy, merchantability, fitness for a particular purpose and non-infringement in relation to Dexter. Neither the Company nor any of its Affiliates is responsible or liable for any error, delay or interruption in or lack of access to Dexter or for any loss of digital assets (including but not limited to Dexter Supported Tokens) occasioned by or attributable to the Dexter.


13. Electronic Communications


13.1 The communications between User and the Company shall be via electronic means, either through the Website or electronic mail.


13.2 For contractual purposes, User:


13.2.1 consents to receive communications from the Company in any electronic form; and


13.2.2 acknowledges and agrees that all terms and conditions, agreements, notices, disclosures, and other communications that the Company provides to User electronically satisfy any legal requirement that would also be satisfied if such communications were to be in a hardcopy writing.


14. General


14.1 Entire Terms


These Terms (read together with our Privacy Policy) constitute the entire agreement between User and the Company regarding User's access and/use of Dexter.


14.2 Severability


If any provision of these Terms is, for any reason, held to be invalid or unenforceable, the other provisions of these Terms will be unimpaired and the invalid or unenforceable provision will be deemed modified so that it is valid and enforceable to the maximum extent permitted by law.


14.3 Relationship of Parties


Nothing contained in these Terms will be deemed to be construed as creating a partnership or an agency relationship or joint venture between User, the Company and/or any of our Affiliates.


14.4 Assignment


These Terms, and User's rights thereunder, may not be assigned, without the Company's prior written consent, and any attempted assignment, subcontract, delegation, or transfer in violation of the foregoing will be null and void. The Company may freely assign these Terms and our respective rights thereunder.


14.5 Waiver


A waiver by the Company of any right or remedy under these Terms shall only be effective if it is in writing, executed by a duly authorized representative of the Company and shall apply only to the circumstances for which it is given. Failure of the Company to exercise or enforce any right or remedy under these Terms shall not operate as a waiver of such right or remedy, nor shall it prevent any future exercise or enforcement of such right or remedy, and no single or partial exercise of any right or remedy shall preclude or restrict the further exercise of any such right or remedy or other rights or remedies.


14.6 No Third-Party Rights


Save for the Company's Affiliates who shall have the rights and benefits to the extent accorded thereto under these Terms, any person who is not a Party shall have no right under the Contracts (Rights of Third Parties) Act (Chapter 53B) of Singapore to enforce any of these Terms.


14.7 Governing Law and Jurisdiction


The agreement as shall be constituted by User's acceptance of these Terms, and any dispute or claim arising out of or in connection with the subject matter or formation (including non-contractual disputes or claims) of such agreement, shall be governed by and construed in accordance with the law of Singapore.


The Parties agree that any dispute or claim arising out of or in connection with the subject matter or formation (including non-contractual disputes or claims) of these Terms shall be by arbitration, and judgment upon the award may be entered by any court having jurisdiction thereof or having jurisdiction over the relevant Party or its assets. The arbitration shall be conducted under the rules of the Singapore International Arbitration Centre ("SIAC"). The arbitral tribunal shall consist of a sole arbitrator to be appointed by the President of the SIAC. The seat of the arbitration shall be Singapore. The language of the arbitration shall be English. The arbitration agreement shall be governed by Singapore law.


14.8 Severability


If any provisions of these Terms are found by any court or tribunal of competent jurisdiction to be invalid, void, unlawful or unenforceable under any applicable law, such unenforceability or invalidity shall not render these Terms unenforceable or invalid as a whole, and such provisions shall be deleted without affecting the remaining provisions herein.

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